Accident
An accident means an occurrence that involves a ship and in which:
a person is seriously harmed as a result of
being on the ship; or
direct contact with any part of the ship including any part that has become detached from the ship; or
direct exposure to the wash of the ship or interaction (other than direct contact) between 2 ships; or
being involved in the salvage of any ship - except where the injuries are self inflicted or inflicted by other persons or when injuries are to stowaways hiding outside the areas normally available to passengers and crew; or
the ship sustains damage or structural failure that:
adversely affects the structural strength, performance or seaworthiness of the ship; or
would normally require major repair or replacement of the affected component; or
poses a threat to the safety of people on board the ship; or
there is a complete or partial failure of machinery or equipment that affects the seaworthiness of the ship
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